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Amex India just started its much awaited referral program.

Here is how you should spend on AMEX cards 🧵

This is the thread you demanded 🤟

Let’s focus first ? 🚨

  1. a) Which card you should apply?
  2. b) Now, how to optimize spends on those cards ?

 

Amex cards available in India

  1. Amex SmartEarn – “Basic Card” card
  2. Amex MRCC – “If you love cashback / GV or best return out of 4 transactions each month”
  3. Amex Gold – “If you are too much into travel”
  4. Amex Plat Travel – “The 4 lakh” for lifestyle, Pay for Plat charge & keep trifecta for free
  5. Amex Plat Reserve – “Richi Rich Card”
  6. Amex Plat Charge – “Most premium card with almost every feature or benefit you look upto”

 

How to apply Amex card ?

– Through ITR or Salary slip

– C2C option is not available

 

What should be the best way to apply and also to get extra benefits on yearly charges and new user benefits?

Short answer – Through referral

Steps- Click on referral link and then click on “view all cards”

Now Big question 👇

Best and Recommended Card to apply with AMEX?

AMEX MRCC

 This card is FYF through referral

Top up your wallet (Paytm/Amazon) or use for fuel.

Do 4 transactions of ₹1,500 per month & that’s it

You get 120 regular +1000 bonus = 1120 points

Annually 13440 points

if you don’t have high rewarding cards, you can also look to spend 20,000 on this card every month to get another 1000 bonus points and use 2X Reward multiplier too🎇

💡 For this bonus point, don’t forget to enroll 👇

I have not included many other benefits

– Welcome benefits

– Spend based offers

– Normal Amex offers

– Variety of transfer partners

But I hope you have understood the value Amex cards give to anyone (Entry level card holder as well as for premium cardholders)

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